Is your credit less than perfect? Do you think that this will prevent you from getting the car loan that you need and deserve? And do you think that even if you do qualify, you will have to pay ridiculous interest rates? Well, think again!

Not long ago, I was in your shoes. I had racked up so many credit card balances that I could not afford to make my minimum monthly payments. As a result, my credit score was awful. And to make things worse, I had to get a new car. I was afraid I was not going to be able to get approved for a loan, but after some digging, I was able to find a company that would approve me. At the bottom of this article, there is a link to the site I used.

Now, a common mistake people make when they have bad credit and are looking for a car is that they do not get pre- qualified for a loan before going car shopping. So, they get to a car lot, they see the vehicle they want, and then the dealer gets them financing. Well, the rate that they give you is often much worse than what you would find if you just did a little bit of research online beforehand.

There's one last thing you can do to get approved for a car loan even if you have bad credit, and that is to improve your credit history right now. You can do this by making all of your credit card payments on time each month. This will show that you are serious about getting your finances in order, and that your old credit problems are in the past.


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